How Not to Go Bankrupt!?
MIKE MOZG
Introduction
How Not to Go Bankrupt!?
In the “Introduction,” Mikhail Mozg lays out the book's core concept, explaining why knowing your true values and managing risk matter more than chasing quick results. The author outlines the lessons and themes explored in the chapters ahead - from critical thinking and leadership to practical tools for avoiding bankruptcy. The main idea of the introduction is that the path to success always begins with clarity about your goals, personal responsibility, and a willingness to learn at every step.
Chapter 1
Success | The Light and Shadows of Big Business
In Chapter One, “Light and Shadows of Big Business,” Mikhail Mozg shows how to protect yourself from bankruptcy and fraud while keeping your integrity and common sense. Through the lens of corporate responsibility, honesty, and transparency, he reveals the importance of reliable financial institutions and legal safeguards. You'll learn why reputation matters more than quick deals and how to spot threats to success in time by relying on intuition and critical thinking.
Chapter 2
I'm Bankrupt | The Illusions of Investing
In Chapter Two of the audiobook “How Not to Go Bankrupt,” Mikhail Mozg shows how even seasoned entrepreneurs can get caught in the web of fake investment offers and phishing attacks. Using the JobMartOnline startup as an example, you'll see why deception can be so convincing, how to protect confidential data, and why even strict contract terms don't guarantee real security.
Chapter 3
The Startup Path | From the Forge of Ideas to Unicorns
In Chapter Three, “The Startup Path,” Mikhail Mozg explains how to avoid bankruptcy and achieve lasting success in the startup world, where ideas can be valued more than capital. The chapter explores rare “unicorns” as symbols of exceptional outcomes, traces the evolution of business from the Ford era to modern technologies, and shows how taxes, monopolies, and weak IP protection stifle new projects' potential. The author underscores the vital importance of customer trust and savvy management of intellectual property, proving that success requires not only bold ideas but persistence in defending your rights and opportunities.
Chapter 4
Fate | At the Crossroads of Destiny and Meaning
In Chapter Four, “Fate,” Mikhail Mozg explains why chasing the latest technologies doesn't always lead to success and how a thoughtful reassessment of values can protect you from bankruptcy and burnout. He emphasizes the importance of family, inner balance, and filtering out fading trends in building a truly solid foundation for business. The main idea: enduring success can't be reduced to profit figures alone - relationships, love, and the ability to revisit priorities matter too.
Chapter 5
Crypto | The Magnet of Freedom
In “Crypto,” Mikhail Mozg explains how to avoid disaster when investing in cryptocurrencies and NFT projects. Looking at the market's historical booms and busts - from Mt. Gox to FTX - he teaches how to separate empty hype from real value. The central idea: in the era of decentralization, you must keep critical thinking, ethics, and flexibility so you don't get caught in another bubble and lose everything.
Chapter 6
My Friend - My Enemy!
This chapter explores why advice from friends and loved ones can become a dangerous trap for your business if they don't share an entrepreneurial spirit. Mikhail Mozg explains how AI can instantly test hypotheses and help you find your own criteria for success - whether that's a unicorn valued at a billion or a harmonious family life. The key takeaway: don't let other people's skepticism dim your ambition; rely on expertise, critical thinking, and AI to act deliberately and stay true to your real goals.
Chapter 7
Marketplaces | Myths and Legends
In this chapter, Mikhail Mozg debunks the myth of “easy money” on marketplaces, showing the real risks of e-commerce - from overproduction and price wars to dealing with unreliable suppliers. He explains why without rigorous quality control, diversification, and a strong brand, your business can run into serious trouble. The takeaway: a marketplace doesn't guarantee instant success, but with a smart approach it can become a pillar of a company's sustainable growth.
Chapter 8
Artificial Intelligence | Critical Thinking
In this episode, Mikhail Mozg shows why an overload of unverified information and pseudo-marketing poses a much more serious threat than it might seem. He stresses the importance of critical thinking as a shield against manipulation and wasted spending, and explains how AI can help filter data and check facts. But the main idea is that the final word must remain with the human: technology is only a tool, while genuine awareness and insight are formed within us.
Chapter 9
The Magic of Time | The Art of Effective Management
In this new episode, Mikhail Mozg reveals how smart time management can boost not only your productivity but your overall quality of life. He shows why filtering information noise is so important, how the Eisenhower Matrix helps set priorities, and how AI can take over routine tasks. The main message: effective planning, accounting for physical and emotional resources, and a readiness to adapt give us the true “magic of time” - freedom and continuous growth.
Chapter 10
Mysticism | Cognitive Intelligence
In this “Mysticism” chapter, Mikhail Mozg explores how cognitive intelligence fuses rational logic with flashes of insight and intuition, enabling precise and sometimes “unprovable” decisions. He shows that a clear mind, thoughtful meditation, and creative practices help reveal deep opportunities in life and business beyond cold calculation alone. The main idea: when we synthesize our inner voice, experience, and true values, we gain the ability to withstand crises, unlock our real potential, and build reliable protection against bankruptcy.
Chapter 11
Artificial Intelligence | The Synergy of Humans and Machines
In “The Synergy of Humans and Machines,” Mikhail Mozg explains how AI helps avoid bankruptcy and build a more effective business model. From rational data filtering to the ethics of automation, he shows how AI can complement human skills while preserving our values. The main idea: achieve true synergy where human warmth and creativity are amplified by machines' computational power and analytics, moving society forward.
Chapter 12
My Path! Who Am I?
In this episode, Mikhail Mozg shares his life path - from childhood in Belarus and the Soviet Union, through adapting in Canada and early experiments in IT, to moving to Miami, Los Angeles, and Moscow. He illustrates how mistakes, failed startups, and personal crises can strengthen character, while family trials force a rethinking of values. The core idea: it's through difficulties that we find our unique road and gain the inner strength to move forward toward new goals and spiritual growth.
Chapter 13
In a Time of Change | The Leader's Path
In “In a Time of Change | The Leader's Path,” Mikhail Mozg explains how not to go bankrupt in a rapidly changing world and how to turn leadership qualities into a reliable compass. He emphasizes that true leadership is made of inborn traits and skills you can develop, as well as ethical principles that keep a team afloat under any conditions. The chapter also looks at AI's role in assessing competencies and choosing leaders - especially relevant in the corporate sector, the military, and the startup world. The key idea: a real leader is not a job title but a calling, proven by the ability to inspire, think strategically, and remain ethical even at the height of opportunity.
Chapter 14
Finest Hour | The Alchemy of Success
This chapter unfolds the idea of a “finest hour” - the convergence of the right time, the right place, and inner readiness to act. The author stresses the need to combine critical thinking with trusting your intuition and explains why chance and luck are only part of the formula. The main idea: we create our own “finest hour” by uniting a realistic view of the world, lessons from the past, and a sincere drive toward new goals - this is where the true “alchemy of success” is born.
I
In the silence of the vast universe,
We are all particles of a common consciousness,
In us is reflected the eternal face of the universe.
And the essence of everything is in the harmony of knowledge,
My meaning of life is in search and faith,
The striving of the spirit for truth without measure,
I discover the meaning of the universe,
And I feel the pulse of another being.
Neither darkness nor chance has power over me,
Nor the chaos of probabilities and turmoil.
I am the creator of my own future destiny,
I am my own compass and route.
Let the horizons be hidden in the unknown,
And the path is thorny, and darkness reigns around,
The answer is hidden in the depths of the universe:
In the path that leads to infinity.